Trumbull, a wholly owned subsidiary of The Hartford, manages The Hartford's Federal Flood Insurance program. Hartford Flood in conjunction with its nationwide service center serves agents and policyholders in all 50 states. In addition, we have access to surplus flood lines through several markets, which includes Excess Limits, Non-Participating Communities and coverage for Coastal Barrier Resource Areas (CBRA).

  • Standard Program A web-based application process with the agency doing most of the customer service administration. Includes free flood training manuals.
  • Surplus Lines Flood Excess Flood, CBRA and OPA areas, and NFIP Non-Participating Communities.
  • Supplementary Flood Coverage Program Banking and Financial Institution Program.
  • NFS Administers The Hartford Flood program.
  • FEMA Flood bulletins and manuals.
  • Flood Smart National Flood Insurance Program resource website.

Coverages and Limits

  • Standard Federal Flood Limits
    • Residential policy - up to $250,000 for buildings and $100,000 for contents
    • Commercial policy - up to $500,000 for buildings and $500,000 for contents
  • Surplus Lines Flood
    • Excess Limits of up to $25,000,000
    • Non-participating and CBRA - same as Federal Flood Policy

Private Label Flood
For insurance companies, financial institutions and MGAs. Broaden your offerings to include Flood Insurance. Policies will be customized in your name. For more information, contact Hartford Flood today!

How to Get Started
If you would like to receive an information package or have questions, please call Hartford Flood directly at 866-55Flood (866-553-5663), or email us today!







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